By now, your kids are leaving school, and leaving you. It’s time to start making really concrete plans for YOUR future. Do you have a clear retirement plan, and are you keeping to it? It’s a good time to reassess this, with the help of your advisor.
Most people choose lifestyle over financial freedom at this stage. You should never live to the full capacity of your income – or worse, create debt to improve your lifestyle. You need to have available capital for your investment activities. So let your nest egg grow and grow, and if you can – add a little extra each month. Every little bit helps!